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Completing the Prospo Fact-Find

3 min read

The Prospo Fact-Find is a detailed financial questionnaire that advisers complete in the back office. It captures everything needed to build a full picture of a client's financial position across seven sections. Each time you save, Prospo creates a new version - previous versions are preserved and can be restored at any time.


Opening the Fact-Find

Go to a client's record and open the Fact-Find page. If no Fact-Find exists yet, Prospo creates the first version automatically when the page loads. If one already exists, the current active version opens ready to edit.


The Fact-Find is organised into seven sections, each accessible via a tab at the top of the form:

  • Personal Details

  • Contact Details

  • Risk Profile

  • Balance Sheet

  • Goals

  • Cashflow

  • Insurance

Each section is divided into collapsible panels. Click Edit on a panel to make its fields editable. Changes are held locally until you save.


What each section covers

Personal Details

Core identity and compliance fields for each person in the client group - name, date of birth, nationality, residency, tax file number, Medicare number, and identity documents (passport, driver's licence).

Contact Details

Residential and postal addresses, all phone numbers, email addresses, preferred contact method and time, and an emergency contact.

Risk Profile

Risk tolerance, capacity, and required risk score. Investment timeframe, liquidity needs, investment experience, and behavioural factors like loss aversion and market timing tendencies.

Balance Sheet

A full picture of assets and liabilities. Assets include liquid assets, investments, primary property, investment property, vehicles, superannuation, and business assets. Liabilities cover the home loan and any other debts.

Goals

One or more financial goals, each with a label, category, target amount, priority, and timeline (start and end year).

Cashflow

Income broken down by source and expenses broken down by category. Tax deductions tracked separately. Net cash flow and debt service ratio are calculated automatically.

Insurance

All active and lapsed insurance policies - policy number, insurer, category, insured persons, sum insured or monthly benefit, annual premium, and review dates.


Saving

Click Save & Continue to save the current state. Prospo will:

  • Archive the previous version

  • Create a new active version with your changes

  • Regenerate financial projections based on the updated data

  • Generate a PDF and store it in the client's file record

The Fact-Find can be partially completed and returned to at any time. Only the active version is shown by default.


Version history

Click History to open the version history drawer. All previous versions are listed with version numbers and timestamps. Click any version to preview it, or restore it to make it the active version.


Exporting

Click Download at the top of the form to export the current Fact-Find as a PDF or DOCX file.